| Feature | V1 | V2 |
|---|---|---|
| SIWE Authentication | Long-lived access token (24h) | Access token (15 min validity) and refresh token model (7 days validity) with rotation support |
| KYC Verification | Dependent on Gnosis Pay to complete KYC and gnosis pay shares KYC to partners | KYC can performed by Partners and shared with Gnosis Pay |
| Safe Deployment | Dedicated Safe deployment endpoint | Single /account endpoint handling provisioning + creation |
| Token Management | Limited support for single token currency | Multi-currency support with different balance states |
| Account Balances | Includes spendable, non-spendable and total balance. | Detailed breakdown of balances including spendable, authorized holds, non-spendable, processing deposits |
| Withdrawals | Withdrawals subject to delay module | Instant withdrawals bypassing delay module |
| Daily Onchain Spending Limits | Set by user, requires an onchain signature | Hardcoded at $20,000 daily limit (2x card limit buffer), no signatures required |
| Delay Module Configuration | 3-minute delay, 30-minute expiration | 25-hour delay, 31-hour expiration (discourages usage) |
| Transactions | Separated by card transaction and onchain transactions,onchain transactions only available via RPC | Unified account-statement endpoint showing deposits, withdrawals, and card transactions |
| Refunds and Reversals | Refunds and reversals processed after 1 business day | Refunds and Reversals instantly processed right after clearing message. |
Getting Started
GP V1 vs V2 Comparison
Overview of the differences between GP V1 and V2 infra